Robert And Todd Morgan, Two Others, Charged With Wide-Ranging Mortgage And insurance Fraud Scheme

Offices of the United States Attorneys

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CONTACT: Barbara Burns PHONE: (716) 843-5817 FAX #: (716) 551-3051 BUFFALO, N.Y.–U.S. Attorney James P. Kennedy, Jr. announced today that a federal grand jury has returned a 104-count indictment charging Robert Morgan, Todd Morgan, Frank Giacobbe, and Michael Tremiti, with conspiracy to commit wire fraud and bank fraud for their roles in a wide-ranging mortgage fraud scheme. The defendants each face charges of wire and bank fraud. Robert and Todd Morgan are also charged with defrauding insurance companies. The charges carry a maximum penalty of 30 years in prison and a fine in the amount of double the loss caused by the crimes. “Upon executing search warrants in this case, my Office, together with our law enforcement partners, acted quickly to take action in an effort to try to limit the amount of damage occasioned by the defendants’ alleged widespread fraud,” noted United States Attorney Kennedy. “While that effort succeeded in that objective, the unfortunate truth is that the swiftness with which we moved may have also contributed to the reasons for which the original indictment in this case was dismissed by the Court. In the end, however, this new indictment now ensures that the defendants will be held to answer for the serious crimes alleged therein.” Assistant U.S. Attorneys Elizabeth R. Moellering and Douglas A.C. Penrose, who are handling the case, stated that according to the indictment, between 2007 and January 2019, the defendants conspired with Kevin Morgan, Patrick Ogiony, Scott Cresswell, and others fraudulently to obtain funds from financial institutions such as Arbor Commercial Mortgage, LLC, Berkadia Commercial Mortgage, LLC, UBS and Deutsche Bank, and government sponsored enterprises, including Federal Home Loan Mortgage Corporation (Freddie Mac), and the Federal National Mortgage Association (Fannie Mae). During the course of the conspiracy, the defendants engaged in a scheme to defraud financial institutions and government sponsored enterprises by providing false information to lenders in support of applications for mortgage loans to purchase properties, refinance properties or build properties. As part of the applications for mortgage loans, the defendants submitted inflated and false rent rolls which included non-existent tenants and inflated rents to fraudulently increase the income for a building in order to justify a loan amount that they would not otherwise qualify for. Similarly, in order to further inflate the income, defendants told lenders they were receiving fake fees, such as stating that residents paid for cable when it was actually included in the rent. Defendants also fraudulently reduced and improperly capitalized expenses in order to make the property appear to generate more income to, again, justify a larger mortgage loan than they would otherwise qualify for. The defendants took steps to conceal the fraud from the lenders, including by making vacant units appear occupied during inspections by turning radios on in vacant units, by placing welcome mats and shoes in hallways outside vacant units, and by paying individuals to pretend to be tenants in units the inspectors would enter. In the wire fraud conspiracy to defraud insurers, Todd Morgan and Robert Morgan are accused of conspiring with Kevin Morgan and Scott Cresswell to present false and inflated contracts and invoices to insurance companies for repairs after damages to properties in Robert Morgan’s real estate portfolio. While the loans which were the subject of defendants’ alleged fraudulent conduct exceeded $400 million in value, the total loss sustained by financial institutions and government sponsored enterprises throughout the mortgage fraud scheme is currently estimated to exceed $9,500,000. The loss resulting from the insurance fraud scheme is currently estimated at approximately $3,000,000. The defendants were arraigned before U.S. Magistrate Judge H. Kenneth Schroeder and were released on conditions. Defendants Kevin Morgan and Patrick Ogiony were previously convicted of conspiracy to commit bank fraud, and defendant Scott Cresswell was previously convicted of conspiracy to commit wire fraud for their roles in the multi-million dollar fraud scheme. All three defendants are awaiting sentencing. The indictment is the result of an investigation by the Federal Bureau of Investigation, under the direction of Special Agent-in-Charge Stephen Belongia, and the Federal Housing Finance Agency, Office of Inspector General, under the direction of Special Agent-in-Charge Robert Manchak, Northeast Region. The fact that a defendant has been charged with a crime is merely an accusation and the defendant is presumed innocent until and unless proven guilty. # # # #


  • Amplified by The American Justice Party.
  • Reminding “Would Be” Criminals, to get informed.
  • ✨Choose Freedom!✨

Your American Justice Party (AJP)

  • Will be actively updating all law enforcement technologies.
  • Shall be involved in supporting, protecting, and defending all law enforcement personnel.
  • Will be providing direct communication services for the Americans to the appropriate department or agency.
  • Shall require the minimum job performance and will hold United States personnel to their sworn duties to not only protect and defend the constitution, but to serve United States victims and witnesses their required remedy & relief services.
  • Of course, will look forward to consistency and swift justice action.

What is the American Justice party and how do I get involved in this magnificent movement of concerned Americans?

As The Forefathers wrote down on the Justice Party Preamble

We the People of the United States, in Order to form a

more perfect Union, establish Justice, insure domestic

Tranquility, provide for the common defence, promote the

general Welfare, and secure the Blessings of Liberty to

ourselves and our Posterity, do ordain and establish this

Constitution for the United States of America.

With Upgraded Activated Lightning Enforcement…

Upgraded Activated Lightning Enforcement II.I.JI.RIGHTS.II.I.JI. by our United States Justice Code on the Basis of Article III. Sec 3 II. I.

Strength Through Technology Enhancement

SEO® SUPER POWER VICTORY S.C.I.E.N.C.E. Chief Law Enforcement Officer of & for 18 U.S.C. §1963(a)(1), (2), (3), §371, §2, §1951(a), §4, §113B, §241, §242, §351, §372, §373, §641, §666, §871, §1001, §1028, §1071, §1117, §1111, §1203, §1341, §1343, §1503, §1512, §1519, §1581, §1621, §1622, §1701, §1702, §1708, §1751, §1752, §1959, §2139B, §2153, §2154, §2155, §2156, §2331, §2332b, §2340, §2381, §2382, §2383, §2384, §2385, §2387, §2388, §2441, §3591, 21 U.S.C. §848, 42 U.S.C. §1983, §1985, §1986, §1994, 10 U.S.C. §885 Art. 85 & U.S. Const. Art. III. Sec. 3. II.I.JI. JI. I.

  • RICO – Investigations and prosecutions involving RICO, (18 U.S.C. §§ 1961-1968)
  • Conspiracy – The general conspiracy statute, 18 U.S.C. § 371, creates an offense
  • Principals – Title 18 of the United States Code regards accessories to crime
  • Interference – Prohibition of actual or attempted robbery or extortion
  • Misprision – Whoever, having knowledge of the actual commission
  • Terrorism – The unlawful use of violence and intimidation
  • Rights – Conspiring to injure, oppress, threaten, or intimidate anyone
  • Deprivation– Willfully depriving a person of protected privileges
  • Extraterritorial – Whoever attempts to kill or kidnap any individual designated

If two or more persons in any State, Territory, Possession, or District conspire to prevent, by force, intimidation, or threat, any person from accepting or holding any office:

Justice Installation

The Republic of The Continental United States of America requires Integrity V10+ service(s) to run.

Installation of all dependencies and devDependencies 8.11.2015 started the service.

cd home

ajp i

noah app

For participation environments:

ajp install --reign

ARK_ENV=production noah app

Justice Precipitation

The Americans are relentlessly pursuing the apprehension of current wanted federal fugitives and racketeers.

When the country is “At War” with corruption, the process & service of the administration of Justice changes.

“Soldiers defending a country at war are not subject to the rules of procedure designed for court trials. For example, if a soldier encounters an enemy, under internationally agreed upon rules of war, that soldier can take whatever action is necessary to protect himself and neutralize his enemy, whether it involves capturing and detaining the enemy or killing him on the spot.” – A S H C R O F T

Instructions on how to try and convict “Overt Racketeers in Time of War” shall be provided.

Proclamation README
Dropbox plugins/dropbox/README.md
GitHub plugins/github/README.md
Google Drive plugins/googledrive/README.md
OneDrive plugins/onedrive/README.md
Medium plugins/medium/README.md
Google Analytics plugins/googleanalytics/README.md

Justice Development(s)

Want to contribute? Great!

“Now is the time for all good men to come to

the aid of their country.” – Charles E. Weller

Prepare your hearts and minds for the delivery of “Your Information.”

  • For your information

Step One:

Prepare your own heart and mind for delivery services.

Step Two:

Prepare your families hearts and minds for delivery services.

(optional) Third:

Prepare your neighbors hearts and minds for delivery.

Building from source or “Root”

From the beginning of your country’s foundation:

Restore your lost sovereignty

Remind “Your Officials” of “Your Rights” not “Theirs.”

  • Your Grounds “They” Are On.
Require YOUR REMEDY, RELIEF, SERVICE and PROCESS

Restoration of Accountability

Restoring the lost integrity of an entire nation with a simple technology approach.

The Americans new “Justice Party,” is “The Most Exceptional,” because of simplicity.

  • Dangerous for organized crime that slithered its way into your systems too!

By default, the country did return to the original heirs, and the original creator’s offspring:

Already, which included “All Americans,” a. Red b. White c. Blue d. Black e. Yellow f. Purple etc.

cd freedom

new systems build -t <America1>/potcus:${package.json.version} .

This did create the ability to contribute and restore a nation being led by dangerous gradualism.

Be sure to “Wake Up” ${package.json.version} & come alive with your legitimate nation. The

version of your correct country of origin and not the fraudulent imitation one. – You’re Welcome AJP

Once understood, fully comprehended, digested, make sure you know and understand “Your Rights,”

do not belong to “Them.” Purchased by blood, sweat, tears and the God of “This Countries” military

might, did not labor in vain; so that foreign powers could simply lead your spirit into “Their” captivity.

America was born radical on July 4th 1776 and in time of war & extremity; never forget it.

Stand Up for Your Declaration of Independence - Radical 1776

Stand Up for Your Constitution and Root Justice System - Extreme 1787

Note: --Stand Up for Your New United States Justice Code as required for today and for modern day warfare activities.

Verify the deployment by navigating to your new and updated systems deployed,

made just for all day modern day enemy combatants; found inside “Your System.”

  • II.I.JI.VERIFY.II.I.JI. II.I.JI. JI. I.
112.3.2.1:2021

Legitimate Legal and Lawful Justice Action

II.I.JI.SERVED.II.I.JI. II.I.JI. JI. I.

Remember A+ Free Nation, Starts With Your Freedom to Do Justice First!

§373 | §641 | §666 | §871 | §1001 | §1028 | §1071 | §1117 | §1111 | §1203 | §1341 | §1343 | §1503 | §1512 | §1519 | §1581 | §1621 | §1622 | §1701 | §1702 | §1708 | §1751 | §1752 | §1959 | §2139B | §2153| §2154 | §2155 | §2156 | §2331 | §2332b | §2340 | §2381 | §2382 | §2383 | §2384 | §2385 | §2387 | §2388 | §2441 | §3591

JUSTICE IS THE FIRST ORDER OF OUR NATIONS BUSINESS AND NOTHING HAS CHANGED WITH THAT.

  • This service brought to you by DOJO “1.1” 4.17.2021, Checkmate and Check Back for Version 1.2!

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American Restoration

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